LCL Monem Mobile 6.1.2

Monem Mobile offers a streamlined approach to payment processing directly from your smartphone, enabling users to accept card payments securely and conveniently, whether with or without a card reader. This application facilitates ease of use through an intuitive interface and is readily available for download.

By activating the free SERVICE PLUS mode via the app, users can also record transactions made by check and cash, adhering to the regulatory requirements for certified cash register software mandated since January 1, 2018. Furthermore, users have the ability to create and manage a product catalog.

Monem Mobile is designed not only for professionals but also serves farmers, associations, and businesses. Key advantages include:

• A flexible payment processing method with or without a mini card reader
• A user-friendly application
• Secure transactions
• Funds credited to your bank account by the next day
• A guarantee of payment, contingent upon compliance with the security measures outlined in your acceptance agreement with LCL

Users can monitor their commercial activities via their mobile phones or dedicated web portal, gaining access to transaction logs, tax archives, and sales statistics. Additionally, staff identifiers can be assigned, activity tracking can be delegated to a manager, and detailed reports can be generated for each user to foster team engagement.

Please note that utilizing the payment acceptance feature without a reader necessitates that your smartphone meets specific security standards. Requirements include:

• An Android operating system version 10 or higher
• An unmodified device—meaning no unlocked restrictions imposed by the OS publisher or manufacturer
• NFC technology for contactless payments
• A recent Android security update, less than seven months old

Eligibility criteria may evolve over time to ensure ongoing transaction security. It is the user's responsibility to keep their smartphone compliant with Monem Mobile's security standards.

Legal Notice:

(1) Subject to internet/mobile connectivity; communication and internet charges are the user's responsibility.

(2) Monem Mobile is a payment solution subject to general terms and conditions that require prior signing of an account agreement, a proximity payment acceptance contract with LCL, and a service provision contract with AVEM. Monem Mobile is offered exclusively to registered professionals in France and associations with a SIREN number. Final eligibility is subject to review and acceptance. For further information, visit LCL's professional website.

(3) For transactions conducted before the collection time.

(4) For subscriptions solely to the Smartphone Payment Acceptance offer: The first compatible Android smartphone authorized for this service is designated as the approved device.

(5) Android is a registered trademark of Google LLC.

(6) Near Field Communication.